This is speculation on my part but if the amount is raised to 500 mil its not going to be go home free card.I believe examiners will still count on the bank being able to provide a myrid of information including some data collection.
They already do that now, so while you may not have an annual submission you may very well still have data collection, and with a push to do more self assesments of the data between exams.
We still haven't heard from the lobbying groups that want more data collection. This has got to be an issue with them and they are powerful.
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