Does anyone know of any reason a Finance Company cannot be exempted from CTR reporting?

Ineligible Businesses
Ineligible businesses, which are primarily engaged in one or more of the following activities (primarily engaged means that 50% of their gross revenues are derived from the following activities):

1) Serving as a financial institution or as agents for financial institutions.

Does the Finance Company serve as a Financial Institution? I believe they do. Check with your Banking department if not sure.

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JUST MY OPINION, FOR WHAT IT IS WORTH