We have an existing loan for a manufactured home. The borrowers are selling the home and there will be a deficiency in the payoff. So, the borrowers have applied for an unsecured loan for the remaining balance.

Is this HMDA reportable? I didn't think so, but it's early and I haven't finished my coffee, so I wanted another opinion.

Non dwelling secured loans for the purchase or refinancing of a dwelling do not meet the definitions of a home purchase or refinancing.