When making an HPML loan secured by the borrower's primary residence along with other collateral such as a vacation home or vacant land, are you required to escrow taxes and insurance on all pieces of collateral or just on the primary residence?

Paragraph 35(b)(3)(i).

1. Section 226.35(b)(3) applies to principal dwellings, . . . .

Other property is not covered under the escrow requirements.

Thank you