I don't believe so. This isn't a distressed loan in that you doubt repayment. I am more familiar with classified loans but they sound similar, just to different degrees. So it wouldn't be classified because of this. You will be paid what the law allows. The contract is required to change by law and not because of, as an example, bankruptcy.
My opinions are not necessarily my employers.
Rules and Regs minus Relationships equals Resentment and Rebellion. John Maxwell