Hi. Does HERA come into play for all lenders? I am seeing refs to the borrower having to seek out an FHA lender? What if we are not FHA?

Also, how does the Vets. Disability Protection Act come into play, ie, did it amend SCRA?

Trees, perhaps the answers to your questions don't lie with the qualified members of BOL but rather hiring a professionally trained specialist to address the caliber of issues that seem to be popping up at your financial institution. Just a suggestion, as this will likely help to alleviate some of the stress caused by the urgency of your posts. Best of luck.

Point deserved. Probably should have taken the time to read our notes and the notice. Very clear right there.