Skip to content
BOL Conferences
Thread Options
#1556063 - 05/24/11 07:55 PM Unique Identifier
Game On Offline
Platinum Poster
Joined: Jul 2001
Posts: 566
Marietta, GA
How are you displaying the unique identifier on business cards and your web page?
I have seen
NMLS#
NHMLS #
and NHMLSR Number.

I do not see anything that describes what we should use.
The loan applications refer to it as the unique loan number!

Are most of you using NMLS # ??

Return to Top
S.A.F.E. Act Forum
#1556067 - 05/24/11 07:58 PM Re: Unique Identifier Game On
raitchjay Online
Power Poster
Joined: Oct 2009
Posts: 9,105
OK
That's what we're using.
_________________________
I'm fixin' to fix that.

Return to Top
#1556070 - 05/24/11 08:02 PM Re: Unique Identifier raitchjay
swiggles Offline
Power Poster
swiggles
Joined: Aug 2001
Posts: 7,351
Yup......or NMLS ID#.
_________________________
The more you sweat in training, the less you bleed in battle.......

Return to Top
#1556077 - 05/24/11 08:10 PM Re: Unique Identifier swiggles
Bec Offline
Diamond Poster
Bec
Joined: Jul 2010
Posts: 1,115
The Great White North
Any advice as to whether we should put the Bank NLMS # as well as the individual MLO's NMLS # on business cards and email signatures?
_________________________
Go Packers

Return to Top
#1556080 - 05/24/11 08:11 PM Re: Unique Identifier Bec
Game On Offline
Platinum Poster
Joined: Jul 2001
Posts: 566
Marietta, GA
we are doing both

Return to Top
#1556096 - 05/24/11 08:22 PM Re: Unique Identifier Game On
raitchjay Online
Power Poster
Joined: Oct 2009
Posts: 9,105
OK
No requirement i know of to put the bank's number anywhere....think that choice would be up to you and your bank.
_________________________
I'm fixin' to fix that.

Return to Top
#1556431 - 05/25/11 03:52 PM Re: Unique Identifier raitchjay
Sinatra Fan Offline
Power Poster
Sinatra Fan
Joined: Jul 2002
Posts: 5,568
New Jersey
We are not putting the bank's number anywhere.

MLOs must put their number in their email signature, and in their initial written correspondence. We are not putting any NMLS numbers on business cards.
_________________________
Management is doing things right; leadership is doing the right things. Peter Drucker

Return to Top
#1556979 - 05/26/11 02:16 PM Re: Unique Identifier Sinatra Fan
mcwrightt Offline
Member
Joined: May 2009
Posts: 53
"Mitten" state
We are putting both on the 1003.

Return to Top
#1568256 - 06/22/11 04:46 PM Re: Unique Identifier mcwrightt
markp Offline
Gold Star
Joined: Jan 2007
Posts: 382
New Jersey
is anyone displaying them in the branches, if so how?

Return to Top
#1568301 - 06/22/11 05:24 PM Re: Unique Identifier markp
Retired DQ Offline
10K Club
Retired DQ
Joined: Dec 2002
Posts: 40,766
Turnpike Exit 10
No, we are doing it just on business cards, email address and MLO signed correspondence.
_________________________
Get your facts first, then you can distort them as you please. - Mark Twain

Return to Top
#1568366 - 06/22/11 06:03 PM Re: Unique Identifier Retired DQ
sway Offline
100 Club
Joined: Feb 2011
Posts: 128
We are doing them on business cards, emails, correspondence, and in the lobby. The lobby isn't a requirement, but we only have 3 MLOs. Therefore, I listed the MLOs name and numbers, the bank's number, and the website you can view the MLOs information.

Return to Top
#1568368 - 06/22/11 06:04 PM Re: Unique Identifier sway
sway Offline
100 Club
Joined: Feb 2011
Posts: 128
*Consumers may look up (Bank) and our Mortgage Loan Originators by their NMLS ID # at http://www.nmlsconsumeraccess.org/.

Return to Top
#1568527 - 06/22/11 09:13 PM Re: Unique Identifier sway
kburrows Offline
Junior Member
kburrows
Joined: Nov 2006
Posts: 35
Iowa
Regarding the requirement for an institution to make the unique identifiers of its registered MLOs available to consumers in a manner and method that is practicable, how will you be doing this? We have batted around lobby display, Web site, lobby display advising the consumer to ask a bank employee for the information . . .

We had an MLO express reservations about lobby posters, saying some evildoer might use her NMLS# to make bad or fraudulent loans. Seems somewhat farfetched, but given the prevalence of mortgage fraud, maybe her fears are well-grounded.

Return to Top
#1568537 - 06/22/11 09:34 PM Re: Unique Identifier kburrows
Dani York, CRCM Offline
Power Poster
Dani York, CRCM
Joined: Apr 2005
Posts: 3,663
TN
There is too much required junk that nobody reads in the lobby as it is now....so we are not putting anything up in our lobby.

Our list is available upon request. We are not advertising that a list in available upon request. There is no requirement to tell customers that it is available. The requirement is simply to make it available and to give out your individual number before acting as an MLO.

Honestly, no one is going to ask for the list, nor is anyone going to look up the MLOs number in the NMLS. This is going to be just like the CRA public file. Only examiners and auditors will ask for this info.
_________________________
I can't herd the cats anymore, so I just set up the electric fences and let them fry when they stray out of bounds.

Return to Top
#1568701 - 06/23/11 02:59 PM Re: Unique Identifier Dani York, CRCM
markp Offline
Gold Star
Joined: Jan 2007
Posts: 382
New Jersey
At this point we are going to add it to our loan app section of our web site and tossing the idea of putting a list in our branches that has the MOL name and their number on it. Any issues with this process that I’m not aware of?

Return to Top
#1568758 - 06/23/11 03:38 PM Re: Unique Identifier markp
Dani York, CRCM Offline
Power Poster
Dani York, CRCM
Joined: Apr 2005
Posts: 3,663
TN
The only issue I can see would be maintance when your MLOs turnover. Depending on how your website works, you may face increased costs when you need to update the list.
_________________________
I can't herd the cats anymore, so I just set up the electric fences and let them fry when they stray out of bounds.

Return to Top

Moderator:  Andy_Z, John Burnett