You are not allowed to use the FDIC logo at all. You are required to state your membership via statements per FDIC rule 328 such as "Member FDIC" or the specified portion of the deposit taking symbol.
It is not technically correct that all advertisements require "Member FDIC". However, when using, "Member FDIC" will work fine.
"Equal Housing Lender" accompanied with the doghouse logo is required when advertising a loan for the "purpose of purchasing, constructing, improving, repairing, or maintaining a dwelling or any loan secured by a dwelling".
Last edited by Bob The Banker; 07/14/11 03:25 PM.