Looking for advice on what your bank will be adding for layered security for your internet banking. User ID, password, identifying
personal image, security questions, etc. Not sure what more you can
add that could be cost effective and managable for us & customers.

We have all of the above.

So do we right now, but i just read that these won't be enough.
The FFIEC says these will no longer be considered effective controls. Just wondering what other banks are planning to add for another layer of security. Thanks!