Branch folks opened a savings account a while back. They have been asking the customer for a gov't issued number.(left phone messages, etc. they never spoke to him again). he was with a group of foreign seasonal workers. We found out from others that came with him that he disaapeared. they don't know where he is... We are closing the account. peanuts in it. Anyways, should I do a SAR on the info that I have...

I think if the account had an amount under the reporting requirement, and no suspicious activity, I would just close it and not file.

What if it was a reportable amount for a CTR/SAR?

If it is a reportable transaction, you would file with whatever information you have, after making a good faith effort to get what you are missing, and documenting your efforts. What else can you do?

Sorry for raising this oldie from the dead, but what would the reason be in the Activity section? False Statement? BSA/Structuring/Laundering? Other? We have a similar situation but the client continues to try and avoid giving us the info.