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#1589449 - 08/09/11 02:08 PM SSN on CTR
rachelchri Offline
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Joined: Aug 2010
Posts: 165
I'm currently working on a training guide for all our tellers for completing CTRs. I have 3 different references, and each reference says something different when it comes to Item 6 (SSN or EIN). One reference says: "If none, leave blank" and other reference says "If none, write 'None'" and the final reference says "You are not allowed to write 'None'". LOL! This is confusing! Can anyone clarify for me?

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#1589549 - 08/09/11 03:29 PM Re: SSN on CTR rachelchri
Elwood P. Dowd Offline
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Elwood P. Dowd
Joined: Aug 2001
Posts: 21,939
Next to Harvey
The instructions to the paper form say:

Item 6. SSN or EIN. Enter the Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN)or Employer Identification Number (EIN) of the person or entity identified in Item 2. If none, leave blank.

If you're filing electronically and the instructions differ, follow them.
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#1589551 - 08/09/11 03:29 PM Re: SSN on CTR rachelchri
J Hunt Offline
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Joined: Feb 2002
Posts: 132
Phoenix, AZ
I would use the instructions from form 104 smile

Item 6. SSN or EIN. Enter the Social Security Number
(SSN) or Individual Taxpayer Identification Number (ITIN)
or Employer Identification Number (EIN) of the person or
entity identified in Item 2. If none, leave blank.
_________________________
CRCM/CAMS

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#1589571 - 08/09/11 03:42 PM Re: SSN on CTR J Hunt
rachelchri Offline
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Joined: Aug 2010
Posts: 165
Thank you guys so much! In what type of situation would you not have a SSN? For a newborn?

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#1589594 - 08/09/11 04:02 PM Re: SSN on CTR rachelchri
DebL Offline
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Posts: 314
CA
A non-resident alien.
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#1589619 - 08/09/11 04:21 PM Re: SSN on CTR rachelchri
John Burnett Offline
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John Burnett
Joined: Oct 2000
Posts: 39,684
Cape Cod
When all else fails, go to the instructions. In the instructions for item 6 on FinCEN Form 104, it says to leave it blank if the person does not have an SSN or EIN (or other acceptable TIN).

Of course, the instruction only applies to completion of the paper CTR. You may have to do something else if you're completing a CTR to be filed electronically.
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John S. Burnett
BankersOnline.com
Fighting for Compliance since 1976
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#1589888 - 08/09/11 09:43 PM Re: SSN on CTR John Burnett
WonderWoman Offline
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WonderWoman
Joined: Mar 2007
Posts: 2,108
gone fishin'
You could also have no SSN if a non-customer structured multiple transactions between different branches.

If I have a "none" CTR - I send those in via snail mail as my software & BSA E-filing freaks out.
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My opinions are my own, and not that of my employer.

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#1591195 - 08/12/11 02:28 PM Re: SSN on CTR WonderWoman
newbietoo Offline
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Joined: Aug 2009
Posts: 201
If you file electronically, it will allow you to put 'NONE' in the SSN.

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