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#1596933 - 08/26/11 01:42 PM Joint Loan, No Credit Score for 1, RBP Notice
complofcr Offline
100 Club
Joined: Apr 2010
Posts: 183
SE USA
We have a loan to a husband & wife. The rate was based on the husband's credit score and the wife has no score. We give risk based pricing notices to all consumer borrowers. What do we put on the wife's since she has no score?
Thanks!

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Lending Compliance
#1596965 - 08/26/11 02:15 PM Re: Joint Loan, No Credit Score for 1, RBP Notice complofcr
Dan Persfull Offline
10K Club
Dan Persfull
Joined: Aug 2002
Posts: 47,533
Bloomington, IN
We use the Exception notices vs. the RBPNs, but see 222.72(iv) and 222.74(f).
_________________________
The opinions expressed are mine and they are not to be taken as legal advice.

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