Ok, so I have barely begun to research this, but in looking at a customers HSA today, I noticed he had transferred in funds from his regular checking. Now I'm concerned because that transfer isn't coded correctly as an Employee Contribution.
How do those of you who offer HSA's handle this - do you restrict IB access/options so that they cannot transfer funds in and have them make a deposit at the bank so that we can credit properly?

We do restrict transfers on Internet Banking and require that the customer make a deposit in person to ensure correct coding.