IMO, these personal items need to be the action plan, before embarking on the professional items.
Once she has demonstrated that she can get these items together and in order, then create a new action plan based on growing her banking knowledge, and her advancement there.
No sense in pursing the latter until she can demonstrate that she can handle and manage the basics as you describe above, otherwise you will be going through this a second time, with her replacement.
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I don't repeat gossip, so listen closely...