We are wanting to make a short term fixed rate loan to an individual to purchase a primary residence, the term is under 1 year. Borrowers will be paying this loan off with long term financing obtained from another bank..
Now HMDA this is not reportable,

Does it require GFE & TIL?

Short-term requires disclosure. It's not temporary financing because no longer term financing is expected to pay it out.

I am confused, if the borrowers will be obtaining long term financing to pay this under 1 year loan off.. I think this makes it temporary financing right? and therefore not covered under TIL & RESPA

I'm sorry, I totally missed that and it's plain as day up there...so sorry!

It does not require early disclosures. Do you have a takeout letter? Otherwise you 'may' be making the permanent loan and my bank would disclose in that situation.