I am thinking out loud, but 1) You are reporting that a loan is delinquent and then who is on the loan. So in my mind all obligors on the loan are delinquent and should be shown as such.
2) If you are reporting those loan types/products, why not. Certainly you may be reporting consumer, but not commercial loans.
My opinions are not necessarily my employers.
Rules and Regs minus Relationships equals Resentment and Rebellion. John Maxwell