An alert teller noticed that a person was cashing a large check drawn on one of our accounts. It was a personal account into which the owners were having other people's tax refunds deposited by the IRS (ACH). Once I was advised I prevented the cashing of the check and had the ACH returned to the IRS.
However, had this been a business account, and due diligence revealed it to be a tax preparation business (e.b., John Doe DBA John Doe Tax Service), would you allow the deposits or what sort of enhanced due diligence might you perform?
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I hear and I forget. I see and I remember. I do and I understand.--Confucius