My concern is how you will report it, manually? Would it be overwritten the next time you report on tape and how will you keep the record up to date if it is not?
I have not seen any requirement that you report all loans if you report any of that type, but it may be in your credit vendor contract.
If you selected certain loans and the effects test indicated these were minorities, you may have a discrimination issue.
Bottom line, I don't THE answer, except to proceed with caution.
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AndyZ CRCM
My opinions are not necessarily my employers.
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