The customer is writing checks off of their personal account at another bank, making the checks payable to the company (grocery store) and depositing the checks in the company account.

The checks are being returned to us NSF.

The customer is not writing checks back out of the company account to the personal account (like a typical kite).

So would this be check fraud--writing checks knowing that there are no funds to back the checks, or is this still kiting?

Is there a place to find each suspicious activity in #35 defined?

Check fraud

See the chart in this document: http://www.fincen.gov/news_room/rp/files/sar_tti_12.pdf

Wow...thanks...that's exactly what I was looking for!