These benchmarks should be established at the time the RDC customer is set up. You need on-going monitoring of all customers against their specific benchmarks established. How were these customer underwritten for RDC without benchmarks?
If this is after the fact, then yes. I would suggest that you re-underwrite all your customers and include the specific benchmarks in that process. Recognition of risk is a integral part of the underwriting process. Underwriting and proper due diligence for a customer that averages $1,000 in daily RDC deposits should be a lot different than a customer with $100,000 in daily deposits.
_________________________
The opinions expressed here should not be construed to be those of my employer:
PPDocs.com