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#166900 - 03/05/04 07:00 PM Bill Pay
SusyG Offline
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Joined: Oct 2001
Posts: 120
Do most banks that offer Bill Pay base eligibility for the service on account balances, etc. and/or credit report? Or can anyone have the service? If you let anyone use the service, are your core system and bill pay system integrated so that the balance in a customers account is checked prior to the bill payment being generated and sent?

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eBanking / Technology
#166901 - 03/05/04 09:02 PM Re: Bill Pay
Skunk Boy Offline
Diamond Poster
Skunk Boy
Joined: Jan 2003
Posts: 1,896
R.I.P. Chief Illiniwek
We give Bill Pay to anyone that asks. Our pricing is dependent on account balances.
Unfortunately, our bill pay system and our core processor are not integrated, although our customers have not had any problems.
_________________________
We're doing oil changes. Oil changes for EVERYONE!!

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#166902 - 03/05/04 09:13 PM Re: Bill Pay
reinkesd Offline
100 Club
reinkesd
Joined: May 2003
Posts: 232
Connecticut
We also offer bill pay to all account holders. Our systems are integrated so that nsfs are not generated. If the funds are not there, the payment or transfer isn't made.

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#166903 - 03/05/04 09:21 PM Re: Bill Pay
JacF Offline

Power Poster
Joined: Nov 2001
Posts: 6,719
PA
Our bill pay and core systems are not integrated, but we still have a window of opportunity to reject an nsf item after posting the bill pay transactions.

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#166904 - 03/05/04 09:52 PM Re: Bill Pay
P*Q Offline

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P*Q
Joined: May 2001
Posts: 8,458
Somewhere
Quote:

We also offer bill pay to all account holders. Our systems are integrated so that nsfs are not generated. If the funds are not there, the payment or transfer isn't made.



Same here, anyone can have billpay.

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#166905 - 03/05/04 09:54 PM Re: Bill Pay
SusyG Offline
100 Club
Joined: Oct 2001
Posts: 120
Are those who responded using the "sweep to a clearing account" method or Direct DDA method?
Last edited by SusyG; 03/12/04 03:31 PM.
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