WE have a 12 month temporary purchase money, prin dwelling that is about to mature. Borrow has requested a renewal to extend for 6 months. No new note. We will continue the variable rate payment structure; however, we want to go from interest only to a P&I payment. I know variable to variable is not redisclosable, does the same apply here? It is the same rate variable to variable, but the payment will increase to include a principal portion in the payment. Do we have to re-disclose?