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#1672701 - 03/02/12 08:10 PM Remote Deposit Capture for Consumers
zinger Offline
New Poster
Joined: Nov 2006
Posts: 19
We currently offer RDC to Small Business and Large Business clients, we are now wanting to offer the same small business capture product to consumers, by allowing them to scan check deposit from home using a twain driven scanner. What are other banks eligibity requirements, I assume that it is not offered to every customer that has a scanner. Also, what kind of monitoring and limit setting are other banks doing behind the scenes.

Thank you

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eBanking / Technology
#1672888 - 03/03/12 04:07 AM Re: Remote Deposit Capture for Consumers [Re: zinger]
rlcarey Offline
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Joined: Jul 2001
Posts: 73,272
Galveston, TX
RDC is RDC - an appropraite risk assessment, underwriting, monitoring and controls will be required no different than with a commercial customer.
The opinions expressed here should not be construed to be those of my employer:

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#1673270 - 03/05/12 07:27 PM Re: Remote Deposit Capture for Consumers [Re: zinger]
Andy_Z Offline
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Joined: Oct 2000
Posts: 27,010
On the Net
Like early debit card issuance, some banks require that you qualify for a loan or have a credit card, etc. Underwriting essentially. Consumers will also have much lower daily limits.
My opinions are not necessarily my employers.
Rules and Regs minus Relationships equals Resentment and Rebellion. John Maxwell

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#1673431 - 03/05/12 09:31 PM Re: Remote Deposit Capture for Consumers [Re: zinger]
NLC Offline
Gold Star
Joined: Jun 2005
Posts: 287
Center of US
Might want to at look at and review your BSA policy and procedures.

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