We are being presented with a combined fire/flood policy on a manufactured home - what do you look for to ensure that you have adequate flood on the combined policy? The NFIP manual page GR-14 of May 2011 version states requirements for a certificate of Insurance - is that it? (Things like policy term, number, location, zone, premium?) Would we also need to verify the combined policy meets the 6 criteria for a "private flood policy"? (Licensure, 45-day cancellation notice, breadth of policy coverage, legal recourse?)