an appraiser on your provider list (I am assuming they are on your list or why would you care).
Appraisers do not appear on the providers list and they are chosen by the lender therefore they are always subject to the tolerance.
I would suspect due to the information obtained on the property after the fact that you could qualify this as a changed circumstance.
xiii) After the GFE is issued, it is determined that an additional service such as an additional pest, structural or other inspection, upgraded appraisal, certification, survey or other requirement is required by the loan originator in connection with the transaction.
A: This could constitute a changed circumstance. A loan originator may issue a revised GFE reflecting only the increased charges resulting from the ―changed circumstance‖.
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The opinions expressed are mine and they are not to be taken as legal advice.