There is no regulation on those loans, so referrals, approvals, denials, it isn't prohibited.
I think if this is your program you'd need a solid set of rules on who can do what, who gets credit, tracking who gets paid and watching tax implications.
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AndyZ CRCM
My opinions are not necessarily my employers.
R+R-R=R+R
Rules and Regs minus Relationships equals Resentment and Rebellion. John Maxwell