Bank acquires bank X, loans merge, etc. RE loan originally with bank X is being refinanced. Same borrower, collateral, etc.

Can flood determination for original loan be used if it is within 7 years? There was life of loan tracking, but new bank uses different flood vendor for determinations.

Thanks

You may be able to use the old determination if you're able to have the LOL tracking transferred to your bank. If not, then I'd just go ahead and pull another one.

LOL monitoring has nothing to do with the old determination being valid. As long as it is less than 7 years old, on the prescribed form and there have been no map changes it can be used.

The bank selling the loan should have made proper notification to the vendor of the transfer of servicing. If they did not the I would suggest contacting the vendor so that you receive any status changes on the property.