Our Adverse Action Notices have a spot for the applicants Social Security Number. Is there a requirment to have that on an adverse action notice for Reg. B or FCRA? Mailing out a form with an applicants name, address and SSN is just asking for ID theft. Does everyone still list SSN on Loan Documents?

No. It is not a requirement. Are you working with ARTA? I've worked w/ ARTA before and there used to be a spot for the SSN.

Unless it is a state law NO!

SS# is not on any of the model forms, and is only an invite to ID theft as you mentioned.

Appendix C-1
Statement of Credit Denial, Termination or Change

Date:____________________
Applicant's Name:____________________
Applicant's Address:____________________
Description of Account, Transaction, or Requested Credit:____________________
Description of Action Taken:____________________

No not ARTA, but I'm sure it's one of those things that has always just been on the form.