Sorry, the customer wants to purchase flood insurance on the home even though it isn't in a flood zone. We are only requiring it on the building.
The insurance company will only write the insurance according to the home address which is not n a flood zone or the will write the whole policy with the home and building as being in the flood zone. But they state they cannot do a seperate policy on the two.
The building is worth about $20,000 but the home is $400,000+. The customer will not pay a high premium on the home since it's not in the flood zone. But State Farm won't do seperate policies. They say they can't.
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