I have been out of compliance for a couple of years, and I just want to check, has anything changed inthe regulation that now allows the lender to provide one mortgage servicing disclosure to two applicants?

Section 3500.21 1024.21(c)

(c) Servicing Disclosure Statement;
Delivery. The lender, table funding mortgage broker, or dealer that anticipates a first lien dealer loan shall deliver the Servicing Disclosure Statement within 3 business days from receipt of the application by hand delivery, by placing it in the mail, or, if the applicant agrees, by fax, e-mail, or other electronic means. In the event the borrower is denied credit within the 3 business-day period, no servicing disclosure statement is required to be delivered. If co-applicants indicate the same address on their application, one copy delivered to that address is sufficient. If different addresses are shown by co-applicants on the application, a copy must be delivered to each of the co-applicants.

MarkB