Since the CFPB assumed jurisdiction, the address required in some disclosures was modified.For example for ECOA notices. I would like to clarify however if the Equal Housing Lender poster required by the Fair Housing Act should also reflect an address change of the Federal Regulator Agency? I saw a rule published regarding this matter for Credit Unions, but nothing regarding large asset banks.
This has nothing to do with the CFPB, because the Fair Housing Act (under which HUD and others require the posters) was not transferred to the CFPB for regulation.
The NCUA relocated or renamed an office that handles consumer complaints for federal CUs, so it sent out an update, and reminded state CUs they need to continue complying with the HUD regulation.
The OCC doesn't have a rule covering national banks, so national banks should also be using the HUD poster.
The OCC does have a rule (cited in a post above) for federal savings associations, and also sent out a Bulletin (2011-41) advising national banks and federal savings associations of a relocation of its Customer Assistance Group (CAG), and telling federal savings associations to update their posters to list the OCC CAG and its Houston address.
State member banks use a poster required in a 1989 Board order, updated by a 2007 CA letter (CA-07-6) with a new address for its Consumer Help office in Minneapolis.
State nonmember banks follow FDIC rules at 12 CFR 338, with an updated Kansas City address supplied in FDIC FIL-18-2011 (3/25/11).
State savings associations follow FDIC requirements transplanted from the OTS to 12 CFR 390.146, which also includes the updated Kansas City address.