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#1699306 - 05/14/12 07:34 PM Participations
SUSANE1 Offline
Platinum Poster
Joined: Mar 2008
Posts: 808
Do you include participations in your analysis of where you make your loans?

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CRA
#1699331 - 05/14/12 08:05 PM Re: Participations SUSANE1
Care4RCommunity Offline
100 Club
Care4RCommunity
Joined: Apr 2012
Posts: 110
NJ
We don't have any participations in my new job. However, in my previous life, our participations were primarily larger projects that qualified for community development, and were included in that category. I always analyzed them separately from our other lending, but they certainly helped me tell the story of where we were lending.

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#1709527 - 06/12/12 08:40 PM Re: Participations SUSANE1
djdp98 Offline
New Poster
Joined: Sep 2009
Posts: 21
Illinois
Along the same line, do we consider the entire balance of a loan as a CDL, if it qualifies for CD, or do we only report the portion of the participation that we retained.

We are the lead bank.

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#1711902 - 06/19/12 07:05 PM Re: Participations SUSANE1
SUSANE1 Offline
Platinum Poster
Joined: Mar 2008
Posts: 808
That is also a question I wanted to ask.....
How do you report participations?

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#1712455 - 06/20/12 06:20 PM Re: Participations SUSANE1
CRAatBOK Offline

Power Poster
Joined: Mar 2004
Posts: 6,172
Further South than I wanna be.
I am reporting the whole amount. We underwrote it so I report it.
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