I can only say that the grid doesn't have to be there if the customer has had no fees to be reported in the grid for the year, and the current month portion doesn't need to be there if there are some past fees but none for the current month. If omitting the box means one less page in 5% of your statements for a month (those are total SWAGs on my part), what are the savings in paper and postage?
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John S. Burnett
BankersOnline.com
Fighting for Compliance since 1976
Bankers' Threads User #8