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#1746439 - 10/03/12 09:09 PM E-Sign Act
Complianceking Offline
Gold Star
Joined: Dec 2005
Posts: 437
West Coast
With respect to the E-Sign Act, if we send an initial disclosure package along with the GFE and TIL, which are considered federal disclosures,how may we get the signed initial TIL in return? This is our first time conducting an online mortgage loan transaction. Any guidance would be greatly appreciated.


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Lending Compliance
#1747364 - 10/08/12 12:01 PM Re: E-Sign Act Complianceking
rlcarey Offline
10K Club
Joined: Jul 2001
Posts: 77,239
Galveston, TX
You can only deliver disclosure documents by meeting the requirements of E--sign. Search on "demonstrable consent" in these forum, there are hundreds of discussions. Since there is no regulatory requirement to have these documents signed, I'm not sure the relevance of that question.
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