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#174835 - 03/30/04 06:07 PM BANKRUPTCY & CHECKING ACCTS
Joined: Feb 2004
Posts: 67
We have a customer that filed for bankruptcy. Her checking account with us had been charged off previous to that. Now, 6 months or so later, she is writing checks off of that account. Is there anything we can do as a bank, besides returning the checks account closed? Any advise?

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#174836 - 03/31/04 02:47 PM Re: BANKRUPTCY & CHECKING ACCTS
rlcarey Offline
10K Club
Joined: Jul 2001
Posts: 83,034
Galveston, TX
You could file a police report for attempted check fraud.
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#174837 - 04/02/04 08:19 PM Re: BANKRUPTCY & CHECKING ACCTS
Beagles22 Offline
Power Poster
Joined: Jan 2004
Posts: 3,626
State of confusion
Whomever she is writing the checks to can also file charges against her in court for writing checks on a closed account. I think it's called 'issue of worthless checks' and maybe you as the bank can do someting in that order too for your time and trouble, maybe get some fees out of her that way????
Going to church doesn't make you a christian any more that standing in your garage makes you a car.

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#174838 - 04/12/04 04:46 PM Re: BANKRUPTCY & CHECKING ACCTS
Truffle Royale Offline

10K Club
Joined: Jul 2003
Posts: 17,392
Isn't this like trying to get blood out of the proverbial turnip? I can see the recipient of the checks getting something or reclaiming the property but not much else with the bankruptcy protection.

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