Please ignore this if there's a case on point, but it sure looks like the builder receives a "thing of value" if a mortgage lender selectively drives business his/her way. I see this as a different case than a general promotion that is not builder-specific. In all cases, the credit to the borrower causes no concern.
Disclaimer: I tend to be ultra cautious when it comes to Section 8 because the lenders I supported designated ME
as the company representative who would do the year at Club Fed if I guessed wrong!
My other reaction to this arrangement is why
? What makes the bank so anxious to dip into the stockholders' dividends in order to help this particular builder succeed?