One of our loan officers asked if it was a regulatory requirement that we perform credit reporting to a third-party (e.g., Transunion). My first instinct was 'no', there is not a requirement that we report. However, I just wanted to double-check.
My gut tells me that if our policy states that we do report, then we should report (on all customers consistently).
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I hear and I forget. I see and I remember. I do and I understand.--Confucius