Thanks Diane Dean, I got all that. The question (poorly asked on my part) is in regard to the new adjusted dollar amount, as in 2013 worksheet. Use this worksheet for loans that are APPLIED FOR after 1-1 OR use it for loans that actually CLOSE after 1-1 (even though they were applied for in 2012)?
Some refer to originated as the date of application, others say originated is the date the loan is signed/closes.
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NOLA is my Beach!