Are we required to post the Equal Housing and Home Mortgage Disclosure Act notices in a drive-through only branch? In reading the regulatory requirements and definition of branch, I don't see an exclusion. How do others handle?

Thank-you for your feedback.

Do you offer loans or take residential ln apps and have a lobby at this branch?

No. Just a stand-alone deposit-taking facility.

HMDA:

(e) Notice of availability. A financial institution shall post a general notice about the availability of its HMDA data in the lobby of its home office and of each branch office located in an MSA and Metropolitan Division.

If you have no lobby, I see no requirement to post.

Same with the EHL poster, they don't enter the "area":


§ 338.4 Fair housing poster.

(a) Each bank engaged in extending loans for the purpose of purchasing, constructing, improving, repairing, or maintaining a dwelling or any loan secured by a dwelling shall conspicuously display either the Equal Housing Lender poster set forth in paragraph (b) of this section or the Equal Housing Opportunity poster prescribed by § 110.25(a) of the United States Department of Housing and Urban Development's regulations (24 CFR 110.25(a)), in a central location within the bank where deposits are received or where such loans are made in a manner clearly visible to the general public entering the area, where the poster is displayed.

I agree with Randy

Thank-you both for your valuable feedback.