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#1777866 - 01/18/13 03:11 PM Mobile Banking Risk Assessment
Its Just Me Offline
Member
Joined: Jan 2010
Posts: 73
Midwest
Does anyone have a mobile banking risk assessment that they'd be willing to share?

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Risk Management
#1796321 - 03/19/13 06:54 PM Re: Mobile Banking Risk Assessment Its Just Me
Polish Cutie Offline
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Joined: Oct 2012
Posts: 15
Wisconsin
I'd be interested in one too!
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My post are my personal opinions and not that of my Financial Institution.

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#1796329 - 03/19/13 07:07 PM Re: Mobile Banking Risk Assessment Its Just Me
First Banker Offline
Gold Star
First Banker
Joined: Apr 2005
Posts: 403
Florida
Can I pile on and get one also?

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#1796563 - 03/20/13 03:11 PM Re: Mobile Banking Risk Assessment Its Just Me
jshl Offline
New Poster
Joined: Feb 2011
Posts: 3
I'd like to add to the pile also!

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#1796743 - 03/20/13 07:07 PM Re: Mobile Banking Risk Assessment Its Just Me
dcg Offline
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Joined: Mar 2006
Posts: 13
I could also use one.

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#1798184 - 03/25/13 07:34 PM Re: Mobile Banking Risk Assessment Its Just Me
Gold Country Gal Offline
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Joined: Apr 2012
Posts: 4
No. California
Could you please share with me too??

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#1799467 - 03/28/13 09:10 PM Re: Mobile Banking Risk Assessment Its Just Me
Nancyod Offline
Member
Joined: Nov 2008
Posts: 74
New England
I have one, if you pm me I will share it.

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#1823999 - 06/17/13 01:37 PM Re: Mobile Banking Risk Assessment Nancyod
Carolina Blue Offline
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Carolina Blue
Joined: Jul 2005
Posts: 954
Lost in a regulatory fog
Am I missing something here? From my understanding mobile banking apps are just a scaled down versions of the internet banking platform. Where is the increased risk? what's the difference between someone signing into internet banking with a laptop and signing into mobile banking with a phone?

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#1824000 - 06/17/13 01:40 PM Re: Mobile Banking Risk Assessment Its Just Me
Kathleen O. Blanchard Offline

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Kathleen O. Blanchard
Joined: Dec 2000
Posts: 21,277
There could be less security on the mobile device and the mobile banking ap could include remote deposit via the device camera.
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Kathleen O. Blanchard, CRCM "Kaybee"
HMDA/CRA Training/Consulting/Mapping
The HMDA Academy
www.kaybeescomplianceinsights.com

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#1824051 - 06/17/13 03:05 PM Re: Mobile Banking Risk Assessment Its Just Me
YHWB Offline
Platinum Poster
Joined: Apr 2005
Posts: 602
Out there
Never heard of anyone losing their Desktop, often hear of people losing their phones.

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#1825288 - 06/19/13 08:49 PM Re: Mobile Banking Risk Assessment Its Just Me
John Burnett Offline
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John Burnett
Joined: Oct 2000
Posts: 39,629
Cape Cod
If mobile banking includes mobile deposit (AKA remote deposit capture junior), risks climb because of the potential for fraudulent or unwitting duplicate depositing of a given check, and the fact that the second deposit could be at another bank, leaving your bank clueless that there might be a chargeback coming your way, perhaps several weeks later. There's also any other risk that can be involved in "real" remote deposit capture, except generally on a smaller dollar scale.
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John S. Burnett
BankersOnline.com
Fighting for Compliance since 1976
Bankers' Threads User #8

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#1832747 - 07/13/13 09:04 AM Re: Mobile Banking Risk Assessment Its Just Me
Sisyphus Offline
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Sisyphus
Joined: Jun 2008
Posts: 222

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