We have a situation where a woman called wanting to make repairs to her elderly mother's home and said she was her mother's power of attorney. When we received the application the mother was listed as borrower and the daughter had also completed the co-borrower section; however, the daughter did not complete any other information about herself on the application or even sign it as co-borrower. All of the supporting documentation was from the mother.
Also, when we received a copy of the POA, it was dated two days after we had received the initial application.
Do I consider the daughter an applicant?