Can a revocable living trust be used as POD on a joint checking account?

I think it would need to be accomplished through the will.

"P.O.D. payee" means a person or charitable organization designated on a P.O.D. account as one to whom the account is payable on request after the death of one or more persons.

Plus, if this is the customer's revocable trust, it would no longer be revocable at the time of death.

Thanks rlcarey! An attorney presented this to our bank on behalf of one of our customers. We've never had this request before.

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Z - Do you think a trust falls within this definition "P.O.D. payee" means a person or charitable organization" which is spelled out in the Probate Code Section 436. I just went through this and I thought if you wanted to designate a deposit account or other assets into a trust at death, you could not do it through a nontestamentary transfer.

Randy and osoalone - This has generated a bit of discussion, but I now agree with Randy. Don't do it. It might be possible, but it would be too difficult to leave to a new accounts person...and might be considered practicing law to help the accountholder do it.

Banks need a policy that says they only do PODs to individuals, corporations, and charities...then let the accountholder dictate how they name their POD. Don't offer advice.

Randy--Can we delete my post above? I still think it could be done, but there are too many questions, it is too difficult to think about new accounts people doing this, and I'm concerned that courts might invalidate it in some instances.

I can't but I contacted a moderator and made the request.

Glad to assist.

I appreciate all of your input. The customers are currently in the bank. I've made my recommendation to management that we not style the account as POD Revocable Living Trust based on the Texas Probate Code's definition of a POD.