A loan to purchase property used primarily for agricultural purposes is not a home purchase loan even if the property includes a dwelling.

Would a denial for a purchase of farm property that is over 25 acres be reportable? Does this exclusion work for denials as well as loans made?

Would a hunting lodge on 40 acres fall into this exclusion?

As long as the application meets the "primarily agricultural purpose" test, yes.




No. A hunting lodge is not a primarily agricultural purpose.

But is the hunting lodge a home or simply a "hotel"? If no one lives there, no HMDA.