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HMDA
Home purchase using farmland
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#1785552
-
02/13/13
04:11 PM
Home purchase using farmland
ougirl
Junior Member
Joined:
Apr 2009
Posts: 49
oklahoma
We have a loan in which the client is purchasing a house BUT the collateral being taken is farmland. Not the house purchased and not the land on which it sits. Is this still considered a home purchase and HMDA reportable?
Last edited by ougirl;
02/13/13
04:13 PM
.
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HMDA
#1785558
-
02/13/13
04:23 PM
Re: Home purchase using farmland
ougirl
#12
Diamond Poster
Joined:
Jun 2005
Posts: 1,343
In order to be HMDA reportable as a purchase, the loan has to be both for the purpose of purchasing a dwelling and secured by a dwelling.
_________________________
CRCM
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#1785559
-
02/13/13
04:28 PM
Re: Home purchase using farmland
ougirl
ougirl
Junior Member
Joined:
Apr 2009
Posts: 49
oklahoma
Thank you!
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