One person is responsible for input...She is the HMDA/CRA officer for the bank. She was recently moved under me and we have worked out solutions for much of the problems. However, with so many errors to start with and then looking back thru so many loans again...there are still errors. Nothing like it was...however not within tolerance. I plan on having someone else do the next review before we resubmit. The errors this go around are someewhat random. 1 Loan Amount, 3 occupancy, 3 income and 1 sex (only listing critical fields here) So, it's not one set problem area...it's just too many hours looking at tiny numbers and factor in human error so that it's still not up to par.
My opinion only. Not legal advice.
Say you'll haunt me - Stone Sour