Skip to content
BOL Conferences
Thread Options
#1777866 - 01/18/13 03:11 PM Mobile Banking Risk Assessment
Its Just Me Offline
Member
Joined: Jan 2010
Posts: 73
Midwest
Does anyone have a mobile banking risk assessment that they'd be willing to share?

Return to Top
Risk Management
#1796321 - 03/19/13 06:54 PM Re: Mobile Banking Risk Assessment Its Just Me
Polish Cutie Offline
New Poster
Joined: Oct 2012
Posts: 15
Wisconsin
I'd be interested in one too!
_________________________
My post are my personal opinions and not that of my Financial Institution.

Return to Top
#1796329 - 03/19/13 07:07 PM Re: Mobile Banking Risk Assessment Its Just Me
First Banker Offline
Gold Star
First Banker
Joined: Apr 2005
Posts: 403
Florida
Can I pile on and get one also?

Return to Top
#1796563 - 03/20/13 03:11 PM Re: Mobile Banking Risk Assessment Its Just Me
jshl Offline
New Poster
Joined: Feb 2011
Posts: 3
I'd like to add to the pile also!

Return to Top
#1796743 - 03/20/13 07:07 PM Re: Mobile Banking Risk Assessment Its Just Me
dcg Offline
New Poster
Joined: Mar 2006
Posts: 13
I could also use one.

Return to Top
#1798184 - 03/25/13 07:34 PM Re: Mobile Banking Risk Assessment Its Just Me
Gold Country Gal Offline
New Poster
Joined: Apr 2012
Posts: 4
No. California
Could you please share with me too??

Return to Top
#1799467 - 03/28/13 09:10 PM Re: Mobile Banking Risk Assessment Its Just Me
Nancyod Offline
Member
Joined: Nov 2008
Posts: 74
New England
I have one, if you pm me I will share it.

Return to Top
#1823999 - 06/17/13 01:37 PM Re: Mobile Banking Risk Assessment Nancyod
Carolina Blue Offline
Platinum Poster
Carolina Blue
Joined: Jul 2005
Posts: 960
Lost in a regulatory fog
Am I missing something here? From my understanding mobile banking apps are just a scaled down versions of the internet banking platform. Where is the increased risk? what's the difference between someone signing into internet banking with a laptop and signing into mobile banking with a phone?

Return to Top
#1824000 - 06/17/13 01:40 PM Re: Mobile Banking Risk Assessment Its Just Me
Kathleen O. Blanchard Offline

10K Club
Kathleen O. Blanchard
Joined: Dec 2000
Posts: 21,293
There could be less security on the mobile device and the mobile banking ap could include remote deposit via the device camera.
_________________________
Kathleen O. Blanchard, CRCM "Kaybee"
HMDA/CRA Training/Consulting/Mapping
The HMDA Academy
www.kaybeescomplianceinsights.com

Return to Top
#1824051 - 06/17/13 03:05 PM Re: Mobile Banking Risk Assessment Its Just Me
YHWB Offline
Platinum Poster
Joined: Apr 2005
Posts: 634
Out there
Never heard of anyone losing their Desktop, often hear of people losing their phones.

Return to Top
#1825288 - 06/19/13 08:49 PM Re: Mobile Banking Risk Assessment Its Just Me
John Burnett Offline
10K Club
John Burnett
Joined: Oct 2000
Posts: 40,086
Cape Cod
If mobile banking includes mobile deposit (AKA remote deposit capture junior), risks climb because of the potential for fraudulent or unwitting duplicate depositing of a given check, and the fact that the second deposit could be at another bank, leaving your bank clueless that there might be a chargeback coming your way, perhaps several weeks later. There's also any other risk that can be involved in "real" remote deposit capture, except generally on a smaller dollar scale.
_________________________
John S. Burnett
BankersOnline.com
Fighting for Compliance since 1976
Bankers' Threads User #8

Return to Top
#1832747 - 07/13/13 09:04 AM Re: Mobile Banking Risk Assessment Its Just Me
Sisyphus Offline
100 Club
Sisyphus
Joined: Jun 2008
Posts: 222

Return to Top

Moderator:  Andy_Z