Has there been any recent information regarding the "rights of offset" and accounts where the deposits are exclusively Social Security benefits?

I am specifically interested in the differences between accounts we offer our customers that include an automatically approved "overdraft privilege" limit based on account type they open vs. those customers that wants an "overdraft line" which is attached to their checking account to cover potential overdraft items. To clarify, a customer is subject to credit approval prior to obtaining the checking account attached overdraft line.

Clear as mud?

Thank you for your assistance.

BofA thread on similar issue.

Court Watch Social Security Offset articles.

I have nothing newer.