In FFIEC InfoBase, it states:

The records related to the transactions discussed below must be retained by a bank for five years. However, as noted below, the records related to the identity of a bank customer must be maintained for 5 years after the account is closed.

I am specifically asking on the last line- is this only relating to CIP information, or could this be interpreted to mean ID the transactions on the account?

That being said, do most of you hold images of deposited checks for 5 years, 7 years, or indefinitely?

Thanks in advance!

I always used that section to mean CIP info.
I would have to ask our Deposit Operations Dept about retention of deposited checks. Right now I can go back pretty far. The Bank is working on a purging plan.

I'm not sure the UCC citation, but I believe you have to be able to produce a legible copy of a check for 7 years.