Skip to content
BankersOnline.com for bankers. from bankers
BankersOnline.com
Training
Forums
Newsletters
Forms
Regulations
Tools
Services
Search form
Search this site
Home
Compliance
New
Top Stories Compliance
Related Sections
Training
Compliance Tools
OFAC Updates
Deadlines Calendar
Penalties
Regulations
Compliance Action
Courtwatch
Ask a Guru
Upcoming Conference
BOL Conferences
Premium Service
BankCompliance.com
Lending
New
Top Stories Lending
Related Sections
Training
Lending Tools
OFAC Updates
Penalties
Compliance Action
Courtwatch
Ask a Guru
Upcoming Conference
BOL Conferences
Operations
New
Top Stories Operations
Related Sections
Training
Operations Tools
OFAC Updates
Penalties
Courtwatch
Ask a Guru
Bankers' Hotline
Upcoming Conference
BOL Conferences
Security
New
Top Stories Security
Security Briefing
Related Sections
Training
Security Tools
Bank Robbery Suspects
Alerts & Counterfeits
OFAC Updates
Penalties
Courtwatch
Ask a Guru
Bankers' Hotline
Upcoming Conference
BOL Conferences
Technology
New
Top Stories Technology
Tech Talk
Related Sections
Training
Technology Tools
Penalties
Courtwatch
Ask a Guru
Bankers' Hotline
Forums
·
Active Threads
·
Forum Rules
·
Mark All Read
·
Log In
BankersOnline.com
Forums
Banker Forums
CRA
Modifications and CRA
Thread Options
#1802584
-
04/08/13
09:11 PM
Modifications and CRA
swthomeala
Junior Member
Joined:
Oct 2005
Posts: 39
Georgia
If I have a loan that only modified the maturity date and nothing else would I report it on my CRA LAR as long as that loan had not been reported in the same calendar year?
_________________________
swthomeala
Return to Top
CRA
#1802586
-
04/08/13
09:17 PM
Re: Modifications and CRA
swthomeala
Kathleen O. Blanchard
10K Club
Joined:
Dec 2000
Posts: 21,293
Yes. For CRA modifications that extend maturity are reportable.
_________________________
Kathleen O. Blanchard, CRCM "Kaybee"
HMDA/CRA Training/Consulting/Mapping
The HMDA Academy
www.kaybeescomplianceinsights.com
Return to Top
#1805083
-
04/16/13
05:14 PM
Re: Modifications and CRA
Kathleen O. Blanchard
Flyboat
Junior Member
Joined:
Jan 2006
Posts: 40
Would the same apply if you have a rate reduction, but the the maturity date remains the same?
Return to Top
#1805113
-
04/16/13
05:53 PM
Re: Modifications and CRA
swthomeala
Tennismom
Platinum Poster
Joined:
Jan 2004
Posts: 778
No, it is my understanding only an extension of maturity.
Last edited by tennismom;
04/16/13
05:54 PM
.
Return to Top
#1805154
-
04/16/13
06:51 PM
Re: Modifications and CRA
swthomeala
Kathleen O. Blanchard
10K Club
Joined:
Dec 2000
Posts: 21,293
Correct; only modifications that extend maturity (or increase amount) would be reportable.
_________________________
Kathleen O. Blanchard, CRCM "Kaybee"
HMDA/CRA Training/Consulting/Mapping
The HMDA Academy
www.kaybeescomplianceinsights.com
Return to Top
Previous Thread
Index
Next Thread
Preview
Hop To
Special Instructions ------
Instructions for Accessing PRIV...
Dodd-Frank Final Rules Discussions ------
Regulation B Small Business Loa...
TRID - TILA/RESPA Integrated Di...
Ability to Repay/Qualified Mort...
Escrows on Higher-Priced Mortgages
HOEPA and Homeowner Counseling Rule
HMDA Overhaul 2018
Interagency (Reg Z) and CFPB Re...
Loan Originator Compensation Rule
Mortgage Servicing Rules
Remittance Transfer Rule
Banker Forums ------
Comments on Proposed Regulations
Article 9
Audit
BSA/AML/CIP/OFAC Forum
CRA
Deposits and Payments
Disaster Recovery
eBanking / Technology
Fair Lending
FCRA
Financial Reform
Flood Compliance
General Discussion
HMDA
Human Resources
Lending Compliance
Lending to Servicemembers (SCRA...
Marketing
Need to Remain Anonymous
Newbie Nook
Operations Compliance
Regulatory Rollback Forum
RESPA
Risk Management
S.A.F.E. Act Forum
Security - PUBLIC
State-Specific Compliance Issues ------
Other States - General
Puerto Rico
Arkansas
California
Colorado
Connecticut
Florida
Georgia
Illinois
Indiana
Iowa
Kentucky
Louisiana
Maryland
Massachusetts
Michigan
Minnesota
New Hampshire
New Jersey
New Mexico
New York
North Carolina
Ohio
Oklahoma
Pennsylvania
South Carolina
Tennessee
Texas
Virginia
Washington State
Washington, DC
Wisconsin
Wyoming
Non-Business Discussions ------
Chat! - BOL Watercooler
The BOL Couch
Moderator:
CRAatBOK
,
Kathleen O. Blanchard
,
Princess Romeo
Print Thread
View Profile
Private Message
Follow User
Forum Posts
Like Summary
View Profile
Private Message
Website
Follow User
Forum Posts
Like Summary
View Profile
Private Message
Follow User
Forum Posts
Like Summary
View Profile
Private Message
Follow User
Forum Posts
Like Summary
View Profile
Private Message
Website
Follow User
Forum Posts
Like Summary