Type of credit requested under the joint intent rules is raising a few questions. Wondering if anyone would like to agree with how I am interpeting them or disagree smile
Individual Credit - relying solely on my income and assets: No brainer
Individual Credit - relying on my income or assets as well as income or assets from other sources: I am applying for individual credit, no one else is on the credit with me, but I may be using gifted money? Pledging joint funds? This one confuses staff, but I think I get it.
Joint Credit - We intent to apply for joint credit: More than one party applying for credit, all are obligated to pay back the credit. More than one signer on the credit. Straight forward right?

Thank you in advance!
Last edited by Oh Lordy; 05/02/13 10:18 PM.